Finding bad credit mortgages is our speciality. We can help you when the bank says no!
Unsure? Read a little more or hit the ‘Get Started’ button.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Bad credit doesn't mean you can't access the UK biggest lenders!
We have access to over 100 of the most trusted lenders and it's super easy to get started.










A poor credit file doesn't mean the door is closed. High street banks use rigid automated scoring, but specialist lenders assess your story — how old the adverse credit is, why it happened and what's changed since. We place cases every week for clients with defaults, CCJs, arrears, debt management plans, IVAs and discharged bankruptcies.
Many lenders ignore satisfied defaults and CCJs after a certain point. We know exactly which ones and when.
Talk to an adviserLate payments on credit cards, loans or a previous mortgage don't have to stop you buying or remortgaging.
Talk to an adviserDischarged bankruptcies and completed IVAs are placed with lenders every week. We handle the whole case for you.
Talk to an adviserTurned down by your bank or a comparison site? A decline isn't the end — it usually means the wrong lender.
Talk to an adviserSend us your details and a quick note about your credit situation. A specialist adviser will come back to you with the lenders most likely to say yes.
Your home may be repossessed if you do not keep up repayments on your mortgage.